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Registered Representatives offering securities through Cetera Wealth Services, LLC (doing insurance business in CA as CFGAN Insurance Agency LLC) member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Additional advisory services are offered through NetVEST Financial, LLC. Cetera is under separate ownership from any other named entity. Cetera does not offer tax, legal, trust, or estate planning services. John M. Cartolano CA Insurance License #0B87071 | Jayson C. Walker CA Insurance License# 0D07035

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