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Heirs & Beneficiaries

Facilitating Financial Conversations With Aging Parents

Some clients think their parents will be offended if they ask questions about their finances, especially about potential legacies. Every family addresses financial conversations differently, but a time may come when you need to know more about your parents' assets, obligations, insurance, and plans. Starting the discussion before it becomes awkward can help ease the transition to a time when they need your help.

Common Myths

It’s Disrespectful to Ask My Parents About Finances

You may hesitate to address financial concerns with your parents because you don't want to offend them. It's a delicate subject that should be approached carefully, but the sooner you start, the easier it will be.

My Parents Should Give Me Money Now to Avoid Estate Taxes

Estate taxes get a lot of attention, but for most families, they are not an issue. The threshold for federal estate taxes is so high that most estates don't reach it. We can help you understand and address potential tax issues.

If My Parents Set Up a Trust, It Reduces The Taxes Due

Trusts are complex, and there is a significant difference in tax treatment depending on whether a trust is revocable or irrevocable. It's a good idea to discuss trust strategies with a professional.

If I Help My Parents, I Can Take a Tax Deduction

If your aging parents need financial help, there are some good ways to structure your support. Tax deduction eligibility follows very specific rules, and it's not an automatic option. We can help explore all approaches.


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Our approach to serving clients combines straightforward advice, personalized attention, and robust education and resources to guide your financial journey.

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Our process is designed to maximize our understanding of your financial goals and current resources so we can devise a personal strategy to move you toward your goals.

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Our services include guidance for investing, tax strategies, and trust and estate management.

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Our team delivers expertise in tax, investments, trusts, and estates with personal service.

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