Independence

Our independence is your advantage. Our independence means we can provide you with objective financial guidance—allowing us to act in your best interests at all times.

As an independent firm, we have the flexibility to offer you access to a wide range of non-proprietary products and services—without the obligation to sell any particular investment or brand—keeping our focus solely on your wealth management and legacy objectives. Additionally, we are supported by the power and resources of Cetera Advisor Networks LLC -- part of the Cetera Financial Group (Cetera) network of Broker/Dealers. Cetera is a leading financial advice firm that supports around 8,000 financial professionals, including independent advisors, teams and ensemble organizations, institutional advisors, and branches.

"Cetera Financial Group” refers to the network of independent retail firms encompassing, among others, Cetera Advisors LLC, Cetera Advisor Networks LLC, Cetera Investment Services LLC (marketed as Cetera Financial Institutions or Cetera Investors), Cetera Financial Specialists LLC, and First Allied Securities, Inc. All firms are members FINRA / SIPC.

Return to About NetVEST Financial firm Principals

Independence | Communication
Education | Wealth | Integrity | Loyalty

Experience Matters

NetVEST Financial, LLC is an independent wealth and estate management firm located in Scottsdale, Arizona. Please click on the following links to view the principles that are important to our firm:

Featured Team Member

John M. Cartolano (founder)

NetVEST Financial LLC is owned and operated by founder John M. Cartolano. A veteran in the financial services industry, John has been providing tax-advantaged investment, financial, retirement, & estate planning strategies and services...

Jayson C. Walker, Sr.

As NetVEST’s Executive Vice President, Jayson Walker Sr. uses his extensive knowledge and experience in retirement planning, investments, family wealth preservation, estate planning, long term care and insurance. His goal is to...

Kristi Cartolano

With nearly two decades of experience in marketing, sales management, and project development, Kristi Cartolano brings a creative mind to the NetVEST table. She serves as NetVEST’s Director of Marketing as well as Estate Planning...

Hermila Hurtado

As NetVEST’s Client Service Manager, Hermila (Hermy) Hurtado is responsible for enhancing our client experience by working closely with the marketing and operations departments. She has been a presence at NetVEST since 2007 and...

Andrea Sandry

Andrea Sandry re-joined the operations department in 2011 after a several-year hiatus and serves as NetVEST’s Administration & Technology Director. In addition, to her role as NetVEST’s internal accountant she also handles...

Michael Cartolano

Michael Cartolano joined NetVEST in 2012. As an Account Executive, Michael takes a comprehensive approach to wealth management for his clients that includes developing personalized strategies aimed at accumulating & protecting wealth,

Sue Shannon

As NetVEST’s Tax Planning Coordinator Sue Shannon works primarily with Mr. Cartolano and Mr. Walker in the executive department of the firm. Sue obtained a bachelor’s degree in Management and...

Tamra Schertzer

With over twenty years in the customer service industry, Tamra Schertzer joined NetVEST in 2017 as our Director of First Impressions. Prior to NetVEST, she spent time in multiple managerial positions, where her duties focused on client...

Kelly Carlsen

Kelly Carlsen joined NetVEST in August of 2012 with a diverse background in financial services, management and as an entrepreneur. Before NetVEST, Kelly applied her sixteen years of financial services management skills at Bradley...

Elvio Scaramella

Elvio Scaramella joined NetVEST in 2019, bringing with him over 20 years of experience in the financial industry. As Managing Director of Business Development at NetVEST, Elvio oversees and specializes in business production strategies...

Verene Cartolano

Verene joined NetVEST in 2016 as a part time employee. As Chief Barketing Assistant, she ensures that everything that needs barked at gets barked at. Sometimes repeatedly. As our Morale Director she enjoys lifting people's spirits by...

Eric Dye

Eric Dye is NetVEST’s Director of Client Relations. Prior to joining NetVEST in 2019, Eric utilized his 30+ years of experience in the financial services industry at various firms, including JP Morgan/Chase, Financial Engines,...

Karen Perry

Operations Assistant Karen Perry joined NetVEST in 2021 with nearly three decades of experience in client services. Prior to joining the team, Karen utilized her managerial, organizational, and administrative skillset as a wholesale...

Trent Van Kempen

Trent Van Kempen joined NetVEST as an Operations Assistant in 2021. He earned his degree in Business Management with an emphasis in Finance & Economics from Grand Canyon University in 2018. Prior to joining NetVEST, Trent held...

Maxum Cartolano

Maxum Cartolano designated himself as a full-time employee of NetVEST. As Junior Pawsitivity Coordinator, he works in conjunction with Verene to keep staff morale high. His piercing, manly gaze, playful clodhopper goofiness, and jiggly...